How it works

In July 2006, the Courts ruled that banks and credit card providers are no longer able to charge in excess of a “reasonable amount” for bank charges. For example, they ruled that banks may not charge more than £12.00 for a letter.

Given that most banks have charged almost three times this for dropping you a line, the Courts have ruled that individuals are allowed to claim from their bank the difference between the new charging limit and what they were actually charged.

Interest is also payable by the bank from the date each charge was debited. These claims can be backdated up to 6 years.

Although on the face of it, you might think that due to the legislation, getting the bank to give you back what is rightfully yours would be rather simple but in reality the bank make it as difficult as possible for consumers to make a claim.

Our commitment is simple - we aim to ensure that we achieve that best result possible for all of our customers within the shortest time frame.

Simply we want to reunite you with your money!

We make starting the process as easy as possible, fill out a simple form and we forward documentation for your signature and return.

From there on we will take over every aspect of your claim, and we guarantee not to charge you a penny until you have been reunited with your money. Having received your money we will invoice you for 20% of the total amount we recover for you.

It’s that simple!